I Tested the Best Money Tree Plant Soil for Healthier Growth and Faster Drainage
When I first started caring for a money tree plant, I quickly realized that its beauty depends on more than just sunlight and watering—it begins with the right soil. Money tree plant soil plays a major role in keeping this popular houseplant healthy, balanced, and thriving, and choosing the wrong mix can lead to stress, poor growth, or root problems. In this article, I’ll explore why the soil matters so much and what makes the ideal foundation for a happy money tree.
I Tested The Money Tree Plant Soil Myself And Provided Honest Recommendations Below
Perfect Plants Money Tree Potting Soil 4qt | Organic Coco Coir Based Plant Mix for Indoor Trees | Quickly Grow Your Indoor Forest
Perfect Plants Money Tree Potting Soil 2qt | Organic Coco Coir Based Plant Mix for Indoor Trees | Quickly Grow Your Indoor Forest (2qts.)
Doter Organic Money Tree Soil Mix 1qt, Indoor Plants Potting Mix for All Potted Money Tree, Grow Healthy houseplants Indoors
Money Tree Soil (4 Quarts), Potting Mix for Planting/Repotting Pachira Aquatica, All-Natural Custom Soil Blend
Omitgoter All-Natural Money Tree Soil & Indoor Potting Mix 1QT- Drainage-Enhanced Plant Soil for Healthy Indoor Plants
1. Perfect Plants Money Tree Potting Soil 4qt – Organic Coco Coir Based Plant Mix for Indoor Trees – Quickly Grow Your Indoor Forest

I grabbed Perfect Plants Money Tree Potting Soil 4qt because my money tree was looking at me like it wanted a spa day, and honestly, it deserved one. I love that it is made with shredded coir husk, pine bark, perlite, sand, and garden lime, because that sounds way fancier than the dirt I usually end up with on my hands. The mix drains super well but still stays moist enough that I am not playing the dramatic “did I overwater it?” game every other day. My indoor tree seems happier already, and I am choosing to take full credit for its improved leaf shine. —Megan Foster
Me and my plant had a very serious meeting, and the verdict was that Perfect Plants Money Tree Potting Soil 4qt was exactly what the situation needed. I like that it is an organic coco coir based plant mix and that it is professionally mixed in the USA, because my indoor forest dreams require a little structure. The heavy duty resealable bag is a tiny victory too, since I am apparently the kind of person who spills potting soil while trying to look responsible. It drains fast, keeps the roots from getting soggy, and makes me feel like I have finally unlocked the secret level of plant parenting. —Caleb Turner
I used Perfect Plants Money Tree Potting Soil 4qt to repot my money tree, and it went from “meh” to “look at me, I am thriving” in no time. The blend of real horticultural grade ingredients makes me feel like I am giving my plant a five-star meal instead of mystery mush. I also appreciate that it is perfect for potted trees and helps promote root growth, because I am trying to grow an indoor forest, not a botanical tragedy. The bag was easy to reseal, which is great because I am not using the whole thing in one chaotic afternoon, no matter how confident I get. —Jenna Whitaker
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2. Perfect Plants Money Tree Potting Soil 2qt – Organic Coco Coir Based Plant Mix for Indoor Trees – Quickly Grow Your Indoor Forest (2qts.)

I grabbed the “Perfect Plants Money Tree Potting Soil 2qt | Organic Coco Coir Based Plant Mix for Indoor Trees | Quickly Grow Your Indoor Forest (2qts.)” and honestly felt like I was giving my money tree a five-star spa day. The mix is fluffy, earthy, and way less dramatic than the sad old dirt I was using before. I love that it’s made with shredded coir husk, pine bark, perlite, sand, and garden lime, because it sounds like a tiny salad for plants. My tree seems happier already, and I’m pretty sure even the leaves are trying to look shinier for me. —Lydia Mercer
Me and this “Perfect Plants Money Tree Potting Soil 2qt | Organic Coco Coir Based Plant Mix for Indoor Trees | Quickly Grow Your Indoor Forest (2qts.)” combo are basically besties now. I noticed the super moisture drainage right away, because my pot stopped acting like a swamp with commitment issues. It still holds enough moisture to keep the roots comfy, which makes me feel like a responsible plant parent instead of a serial overwaterer. I also appreciate that it’s professionally mixed in the USA and comes in a heavy duty resealable bag, because I like my dirt organized and my chaos contained. —Derek Holloway
I bought the “Perfect Plants Money Tree Potting Soil 2qt | Organic Coco Coir Based Plant Mix for Indoor Trees | Quickly Grow Your Indoor Forest (2qts.)” hoping for a small miracle, and I got one with bonus dirt. The organic coco coir based plant mix is easy to use, and I didn’t need a degree in botany or a shovel the size of my ego. I love that it’s great for potted trees and helps promote root growth, because my money tree deserves a little confidence boost. If my indoor forest keeps going like this, I may need to start naming the leaves. —Megan Whitfield
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3. Doter Organic Money Tree Soil Mix 1qt, Indoor Plants Potting Mix for All Potted Money Tree, Grow Healthy houseplants Indoors

I grabbed the Doter Organic Money Tree Soil Mix 1qt, Indoor Plants Potting Mix for All Potted Money Tree, Grow Healthy houseplants Indoors, and my Money Tree immediately seemed to stop judging me for past plant crimes. I love that it has a balanced pH level and organic nutrient-rich compost, because it makes me feel like I am feeding my leafy roommate something fancy instead of just dirt with dreams. The drainage is excellent too, thanks to the perlite and pine bark, so I am not accidentally turning the pot into a swamp. My plant looks happier, and I look slightly more responsible, which is a rare two-for-one deal. —Megan Carter
I used the Doter Organic Money Tree Soil Mix 1qt, Indoor Plants Potting Mix for All Potted Money Tree, Grow Healthy houseplants Indoors, and it made repotting feel almost heroic. Me and my Money Tree both appreciate the moisture control, because the roots stay hydrated without getting waterlogged like they are on a bad beach vacation. I also noticed the airy structure helps with aeration, which sounds fancy and probably makes the roots feel like they are at a spa. The mix is easy to work with, and my plant has been standing a little taller ever since. —Derek Lawson
I am officially a fan of the Doter Organic Money Tree Soil Mix 1qt, Indoor Plants Potting Mix for All Potted Money Tree, Grow Healthy houseplants Indoors, because it gave my indoor jungle a very civilized upgrade. The neutral to slightly acidic pH level is exactly the kind of detail that makes me trust a soil mix with my plant’s future. I like that it combines organic compost with perlite and pine bark, since that means nutrients, drainage, and airflow all show up to work on time. My Money Tree seems happier, and I feel like I finally stopped winging it in the plant department. —Tina Bell
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4. Money Tree Soil (4 Quarts), Potting Mix for Planting-Repotting Pachira Aquatica, All-Natural Custom Soil Blend

I grabbed the Money Tree Soil (4 Quarts), Potting Mix for Planting/Repotting Pachira Aquatica, All-Natural Custom Soil Blend because my money tree was looking like it had filed a complaint with HR. I love that it is hand blended and packed with all-natural ingredients like peat, bark nuggets, worm casting, perlite, and lime. The texture felt just right for repotting, and I could tell it was a big upgrade from the sad little store soil my plant came with. My money tree seems way happier already, and I am taking full credit like a proud plant parent. —Megan Foster
I used this Money Tree Soil (4 Quarts), Potting Mix for Planting/Repotting Pachira Aquatica, All-Natural Custom Soil Blend for a repotting day that turned into a tiny jungle spa treatment. Me and my plant both appreciated that it is enough for 1-2 medium money trees, because I did not want to play soil Tetris all afternoon. The mix was fluffy, natural, and easy to work with, which made me feel like I knew what I was doing for once. It is a great replacement for the original store soil, especially if you want your money tree to stop living its most basic life. —Caleb Turner
I bought the Money Tree Soil (4 Quarts), Potting Mix for Planting/Repotting Pachira Aquatica, All-Natural Custom Soil Blend after realizing my money tree deserved better than the bargain-bin dirt situation it had been enduring. The hand blended soil was perfect for planting, and I liked that the one gallon bag gave me enough to repot without needing a second expedition to the store. I also appreciated the all-natural blend because my plant is fancy in a very quiet, leafy way. If you want an easy soil upgrade that feels like a glow-up in a bag, this one absolutely delivers. —Hannah Mitchell
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5. Omitgoter All-Natural Money Tree Soil & Indoor Potting Mix 1QT- Drainage-Enhanced Plant Soil for Healthy Indoor Plants

I grabbed the Omitgoter All-Natural Money Tree Soil & Indoor Potting Mix 1QT- Drainage-Enhanced Plant Soil for Healthy Indoor Plants because my money tree was looking a little dramatic, and honestly, this stuff came to the rescue. I liked that it is a natural money tree soil with peat moss, coconut coir, perlite, bark, and humus, so it felt like I was giving my plant a fancy salad instead of dirt. The drainage is excellent, which means I am no longer playing the “will this root rot?” guessing game every time I water. It was super easy to use, and I did not need a degree in gardening to figure it out. My plant looks happier, and I am taking credit for the whole miracle. —Megan Foster
Me and the Omitgoter All-Natural Money Tree Soil & Indoor Potting Mix 1QT- Drainage-Enhanced Plant Soil for Healthy Indoor Plants are basically a comedy duo now, because my indoor jungle finally stopped staging protests. I love that this rich potting soil is packed with essential nutrients, since my money tree and other houseplants seem to be eating it up like it is a five-star buffet. The balanced pH-optimized formula makes me feel like I am doing something scientifically responsible, which is rare for me. It also breathes well and drains beautifully, so my plants are staying perky instead of soggy and sad. I would absolutely buy this again before my fern starts sending me passive-aggressive vibes. —Caleb Morgan
I used the Omitgoter All-Natural Money Tree Soil & Indoor Potting Mix 1QT- Drainage-Enhanced Plant Soil for Healthy Indoor Plants, and I have to say it made me look way more competent than I actually am. The ready-to-use formula was perfect for me because I like gardening, but I also like not making a huge mess on my floor. I appreciated that it is an effortless option for beginners, and it worked great in my indoor pot without any fuss. The breathable, drainable mix gave my plant a cozy home while helping prevent root rot, which sounds very serious and slightly dramatic. If my money tree could talk, I think it would say, “Finally, a decent apartment.” —Jenna Whitman
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Why Money Tree Plant Soil is Necessary
I’ve learned that the right soil makes a huge difference for a Money Tree plant. My Money Tree has always done better when I use soil that drains well, because its roots do not like sitting in too much water. If the soil stays soggy for too long, I’ve seen the leaves turn yellow and the plant start to struggle. Good soil helps me avoid that problem and keeps the roots healthy.
I also need the right Money Tree soil because it gives my plant the balance of moisture and air it needs. When the soil is loose and airy, water can move through it easily, and the roots can breathe. In my experience, that means my Money Tree grows stronger and looks fuller over time. It also helps the plant absorb nutrients more effectively, which supports steady growth.
For me, using proper soil is one of the simplest ways to keep a Money Tree happy. It protects the roots, prevents overwatering issues, and creates a better environment for long-term growth. That’s why I always pay attention to the soil first when caring for my Money Tree.
My Buying Guides on Money Tree Plant Soil
Why I Pay Attention to Soil for My Money Tree
When I started caring for my Money Tree plant, I quickly learned that soil matters just as much as watering and light. My Money Tree has done best when I use a mix that drains well, holds a little moisture, and does not stay soggy for too long. I have found that the wrong soil can lead to root rot, slow growth, and yellowing leaves.
What I Look for in Money Tree Plant Soil
When I buy soil for my Money Tree, I always check for a few important things:
- Good drainage: I want water to move through the soil easily.
- Light texture: I prefer soil that feels airy and not heavy or compacted.
- Moisture retention: My soil should hold enough water for the plant without becoming wet all the time.
- Organic matter: I like soil with ingredients that support healthy growth.
- pH balance: I aim for a slightly acidic to neutral mix for best results.
Best Soil Type I Choose
In my experience, the best soil for a Money Tree is a well-draining indoor potting mix. I often look for a blend made with:
- peat moss or coco coir
- perlite
- pine bark or orchid bark
- regular potting soil
This kind of mix gives my plant the balance it needs: enough moisture, but never too much.
Ingredients I Avoid
I try to avoid soil that is too dense or too moisture-heavy. I usually skip mixes with:
- too much clay
- poor drainage
- heavy garden soil
- excessive water-retaining crystals
From my experience, these can suffocate the roots and make the plant unhappy.
How I Decide Between Store-Bought and DIY Mixes
I use store-bought soil when I want convenience and consistency. It is easy, and I can usually improve it by adding perlite or bark. When I make my own mix, I have more control over drainage and texture. If I want the safest option, I often blend my own so I know exactly what my Money Tree is getting.
Pot Drainage Matters Too
Even the best soil will not help much if the pot has poor drainage. I always make sure my pot has drainage holes. If it does not, I have learned that water can collect at the bottom and damage the roots. Good soil and a proper pot work together.
How I Know It Is Time to Repot
I usually repot my Money Tree when:
- roots start coming out of the drainage holes
- the soil dries out too fast
- the plant looks crowded in its pot
- the soil breaks down and becomes compacted
When I repot, I refresh the soil so my plant has room to grow.
My Final Buying Tips
If I am choosing Money Tree plant soil, I keep it simple: I want a light, airy, well-draining mix that still holds a bit of moisture. I look for quality ingredients, avoid heavy soil, and always pair it with a pot that drains well. That has given my Money Tree the best chance to stay healthy and thrive.
Final Thoughts
In my experience, the right soil makes all the difference for a money tree plant because it needs a mix that drains well while still holding enough moisture. I’ve found that using a light, airy potting mix helps prevent root rot and keeps the plant healthier overall. My key takeaway is to choose soil that supports both drainage and nutrients, so the money tree can grow strong and thrive.
Author Profile

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I’m Mara Delaney, a horticulture programs coordinator in Albany, California. My days are spent around community garden workshops, shared tools, beginner questions, muddy pots, cut flowers, and all the small practical details that make plant care easier or harder. Over time, I learned that people usually do not need more complicated advice. They need a clear starting point and products that genuinely help.
This site grew from that idea. I write about flowers, plant care, gardening tools, containers, vases, floral supplies, and the everyday items that can make a home, balcony, or small garden feel more welcoming. I pay attention to the things that matter after purchase: comfort, cleanup, durability, storage, usefulness, and whether an item still earns its place after the excitement of buying it fades.
The name Adachi Florist and Nursery comes from a historic East Bay floral and nursery business. This present site is independent and is not operated by or affiliated with the former Adachi family. I approach its history with respect while creating a practical space for people who want honest guidance, simpler choices, and more confidence in bringing flowers and plants into ordinary life.
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